![]() Insurance products are not deposits, obligations of, or guaranteed by Cedar Point Federal Credit Union and are not insured by the National Credit Union Share Insurance Fund (NCUSIF), or any other agency of the United States, Cedar Point Federal Credit Union, or Cedar Point Financial Services, Inc. This is not an offer or solicitation in any state(s) where not properly licensed and/or registered. Securities licensed in the resident state of: Maryland as well as AL, AZ, CA, CO, DC, DE, FL, GA, HI, IL, IN, ME, MI, NC, NY, PA, SC, TX, VA, WA, WI, WV. Insurance licensed in the resident state of: Maryland as well as: AZ, CA, DC, DE, FL, IN, MA, MI, MO, NC, PA, SC, TX, VA, WI. Always consult a qualified tax advisor regarding your personal tax situation and a qualified legal professional for your personal estate planning situation. ![]() HTK does not provide legal and tax advice. 80, HTK is a wholly-owned subsidiary of The Penn Mutual Life Insurance Company. Cedar Point Financial Services, Cedar Point Federal Credit Union and 1847Financial are unaffiliated with HTK. Registered Investment Advisor, Member FINRA/SIPC. Registered Representative of, and Securities and Investment Advisory services offered through Hornor, Townsend & Kent, LLC (HTK). Make an appointment with one of our Registered Representatives today. Please fill out the form to begin your planning consultation with a CPFS representative.Īlternatively, you can call with any questions about our firm or the range of financial products and services we provide. All this is provided at no cost to our members! Visit Cedar Point or schedule your appointment below. This will allow you to utilize professional planning services to make educated choices regarding your benefit options. This service provides education on the benefits offered to federal employees so that you can make educated choices regarding your benefit options. ![]() Should I take a rebate or low-cost financing?Ĭedar Point uses a professional version of the Federal Employee Benefit Calculator and can provide a detailed analysis of all your benefits. How long will it take to pay off my loan? How long will it take to pay off my credit cards? What is the Loan to Value Ratio of my home? Qualification, rates and payments will vary based on timing and individual circumstances and this payment estimate does not include taxes and insurance. Should I make extra payments on my mortgage? How much of a down payment should I make on my new home? ![]() How do taxes and inflation affect my savings? This mortgage calculator will help you estimate the costs of your mortgage loan. The interest paid on a mortgage, along with any points paid at closing, are tax-deductible if you itemize on your tax return. How much will my certificate be worth at maturity? Use the mortgage tax savings calculator to determine how much your mortgage payments could reduce your income taxes. How long will it take to become a millionaire? How much will inflation affect my retirement? I'm retired how long will my savings last?Ĭompare Roth 401(k) and Traditional 401(k) Retirement Savings Plans How much will I need to save for retirement? ![]()
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